Spreadsheets that do the maths for you
Free guides on budgeting, freelance finances and small-business bookkeeping — plus templates that save you the setup.
- Debt Payoff Spreadsheet: Snowball vs Avalanche (Free Template Walkthrough)
If you've got more than one debt — a credit card, a car loan, a buy-now-pay-later balance — the hardest part
- How to Track Freelance Income and Expenses in Google Sheets (2026)
When you're freelancing, no one hands you a payslip that says what you earned and what to set aside for tax.
- Zero-Based Budget Spreadsheet: A Simple Monthly System That Actually Sticks
Most budgets fail for the same reason: they're a vague guess ("I'll spend less on takeaways") with no way to
- Freelancer Tax Spreadsheet: How Much to Set Aside (and How to Track It)
The single scariest moment in freelancing is the first tax bill you didn't save for. Employees never see it —